Showing posts with label bad habits. Show all posts
Showing posts with label bad habits. Show all posts

Tuesday, 14 April 2015

Rohn: The 4 Powerful Ways to Change a Bad Habit



 

What feelings truly push people outside their comfort zone?
Jim Rohn
No one understands as I do the inherent difficulty in changing old and persistent habits. But habits begin to change when we begin to change our perceptions.
Most of us don’t experience a cataclysmic transformation. No, for most of us change comes as an evolutionary process of almost imperceptible changes. We just keep nudging ourselves in the right direction, forming one or two better habits.
But what really makes us sit up and take notice? What really causes us to shed our old habits and take action?
Disgust with ourselves.
Making a decision when our backs are to the wall.
Desire that won’t be extinguished.
Resolve to do or die.
Emotions are the most powerful forces inside us. Under the power of emotions, human beings can perform the most heroic (as well as barbaric) acts. To a great degree, civilization itself can be defined as the intelligent channeling of human emotion. Emotions are fuel and the mind is the pilot, which together propel the ship of civilized progress.
In this excerpt from 7 Strategies for Wealth & Happiness, Jim Rohn describes four basic emotions that can trigger the most incredible activity. The day that you channel these emotions to fuel your desire is the day you’ll turn your life around.
1. Disgust
One does not usually equate the word “disgust” with positive action. And yet properly channeled, disgust can change a person’s life. The person who feels disgusted has reached a point of no return. He or she is ready to throw down the gauntlet at life and say, “I’ve had it!” That’s what I said after many humiliating experiences. At age 25, I said, “I don’t want to live like this anymore. I’ve had it with being broke. I’ve had it with being embarrassed, and I’ve had it with lying.”
Yes, productive feelings of disgust come when a person says, “Enough is enough.”
They’ve had it with mediocrity. They’ve had it with those awful sick feelings of fear, pain and humiliation. They decide they are not going to live like this anymore. Call it what you will, the “I’ve had it” day, the “never again” day, the “enough’s enough” day. Whatever you call it, it’s powerful! There is nothing so life-changing as gut-wrenching disgust!
2. Decision
Most of us need to be pushed to the wall to make decisions. And once we reach this point, we have to deal with the conflicting emotions that come with making them. We have reached a fork in the road. Now this fork can be a two-prong, three-prong or even a four-prong fork. No wonder that decision-making can create knots in stomachs, keep us awake in the middle of the night or make us break out in a cold sweat.
Making life-changing decisions can be likened to internal civil war. Conflicting armies of emotions, each with its own arsenal of reasons, battle each other for supremacy of our minds. And our resulting decisions, whether bold or timid, well thought out or impulsive, can either set the course of action or blind it. I don’t have much advice to give you about decision-making except this:
Whatever you do, don’t camp at the fork in the road. Decide. It’s far better to make a wrong decision than to not make one at all. Each of us must confront our emotional turmoil and sort out our feelings.
3. Desire
How does one gain desire? I don’t think I can answer this directly because there are many ways. But I do know two things about desire:
a. It comes from the inside, not the outside.
b. It can be triggered by outside forces.
Almost anything can trigger desire. It’s a matter of timing as much as preparation. It might be a song that tugs at the heart. It might be a memorable sermon. It might be a movie, a conversation with a friend, a confrontation with the enemy or a bitter experience. Even a book or an article such as this one can trigger the inner mechanism that will make some people say, “I want it now!”
Therefore, while searching for your “hot button” of pure, raw desire, welcome into your life each positive experience. Don’t erect a wall to protect you from experiencing life. The same wall that keeps out your disappointment also keeps out the sunlight of enriching experiences. So let life touch you. The next touch could be the one that turns your life around.
4. Resolve
Resolve says, “I will.” These two words are among the most potent in the English language. I will. Benjamin Disraeli, the great British statesman, once said, “Nothing can resist a human will that will stake even its existence on the extent of its purpose.” In other words, when someone resolves to “do or die,” nothing can stop him.
The mountain climber says, “I will climb the mountain. They’ve told me it’s too high, it’s too far, it’s too steep, it’s too rocky, it’s too difficult. But it’s my mountain. I will climb it. You’ll soon see me waving from the top or you’ll never see me, because unless I reach the peak, I’m not coming back.” Who can argue with such resolve?
When confronted with such iron-willed determination, I can see Time, Fate and Circumstance calling a hasty conference and deciding, “We might as well let him have his dream. He’s said he’s going to get there or die trying.”
The best definition for “resolve” I’ve ever heard came from a schoolgirl in Foster City, California. Many years ago, I was lecturing about success to a group of bright kids at a junior high school. I asked, “Who can tell me what ‘resolve’ means?” Several hands went up, and I did get some pretty good definitions. But the last was the best. A shy girl from the back of the room got up and said with quiet intensity, “I think resolve means promising yourself you will never give up.” That’s it! That’s the best definition I’ve ever heard: Promise yourself you’ll never give up.
Think about it! How long should a baby try to learn how to walk? How long would you give the average baby before you say, “That’s it, you’ve had your chance”? You say that’s crazy? Of course it is. Any mother would say, “My baby is going to keep trying until he learns how to walk!” No wonder everyone walks.
There is a vital lesson in this. Ask yourself, “How long am I going to work to make my dreams come true?” I suggest you answer, “As long as it takes.” That’s what these four emotions are all about.

- See more at: http://www.success.com/article/rohn-the-4-powerful-ways-to-change-a-bad-habit#sthash.59KuzNpF.dpuf

Sunday, 29 March 2015

How I Paid Off My Debt in Less Than Two Years (and You Can Too)

How I Paid Off My Debt in Less Than Two Years
Being in debt is something we all have a love-hate relationship with. We love the vacations, clothes, cars and stuff it can buy, be we hate to pay the bill at the end of the month.
After finally coming to grips with my dysfunctional relationship with debt, I decided to get out of debt once and for all. Here’s how I paid off $14,000 in just 14 months, and how you can too!

Step #1: Understand Your Money Personality

The first step that I had to take when facing my debt problems, was to understand my personality with money. Was I a spender? A saver? A combination of both or something totally different? Once I understood the way I handled money, it made it easier to overcome those temptations, or even head them off before it became a big deal.
The way we handle and view our finances depends on many different factors: how you grew up, what you learned from your parents and all the good or bad habits you picked up along the way. It’s vital we understand our own personalities and mindsets if we want to manage our money successfully.
If we can embrace both our weaknesses and strengths about ourselves, we can quickly create better financial habits. And that’s the key to accomplishing your financial goals — changing bad habits and reinforcing good ones!

Step #2: Create a Realistic Plan

Once I understood my mindset with money and what my debt pitfalls were, I created a get-out-of-debt game plan. I signed up for ReadyForZero and started plugging in my accounts so I could see an accurate picture of all my debts.
Yes, the amounts were overwhelming and the interest rate on some of the accounts were more than alarming. But then I realized how fed up I was with paying the banks and funding other people’s pockets with my hard-earned cash.
It was time to change!
If it was up to me, I would have been debt free within six months or less, but with an income of 36k per year, that just wasn’t a realistic goal. It’s important to create both an inspiring but realistic plan if you want to be debt-free. Otherwise you might set yourself up for failure and end up going in the wrong direction.

Step #3: Get Pumped Up

Being in debt has a way of dragging you down, both emotionally and psychologically, so instead of letting it weigh on your mind, day in and day out, it’s better to get pumped up and tackle your debt head-on.
How do you do this?
Well there are many different ways, depending on your likes and dislikes. For me, I liked having a visual aid, something I could look at every day to remember why I was making the financial sacrifices and that it would all be worth it in the end.
Some people call it “Dream Porn,” others call it a “Vision Board,” but whatever your method is just make sure that it gets you pumped up and excited about your debt goals.
If you and your significant other are working towards debt freedom together, turn it into a fun competition. See who can pay off the highest amount of debt each week. Get your whole family involved and make a game out of how much extra money you can find each month. Which brings me to my next point…

Step #4: Use the Power of Peer Pressure

Good peer pressure is a powerful thing, and can be used to your advantage if you learn to properly harness it. To really be successful with your financial goals it’s a good idea to get your friends and family on board with what you’re doing. In the very least, tell them about your goals and plans.
When you share your goals with your friends and loved ones, they can help keep you accountable — and maybe even become your biggest cheerleaders. The truth is no one achieves financial goals entirely on their own, so open up to your peers and allow them to help.
I can attribute a lot of my financial success to the support of the ReadyForZero community along with my amazing community of blog readers. Without the support of your peers, it makes an uphill battle seem nearly impossible. This kind of good peer pressure is what will help you succeed much faster and ensure your goals are accomplished.

More at: http://blog.readyforzero.com/how-i-paid-off-my-debt-in-less-than-two-years